About First Fidelis

At First Fidelis, LLC, we know that buying a home is a big decision, and we understand how important it is to choose the loan that’s right for you. As a premier low interest refinance lender in Kansas City, First Fidelis was founded by Lance Richards, whose mission was to offer all our clients the best loans available. At First Fidelis, we understand how much time and work goes into buying a house, so we make getting a loan as quick and painless as possible, closing loans in under 30 days. That makes us one of the fastest loan closers on the market, and a leading quick closing mortgage lender in Kansas City.

Whether our clients are buying their first house or looking to refinance, First Fidelis is committed to helping every family find the right loan for their needs and budget. That means offering loans for individuals with lower credit scores, and providing access to a wide variety of loan types, including USDA, Fannie Mae, and VA loans, as well as conventional fixed-rate and ARM loans, to name a few. First Fidelis is proud to serve our clients in the Greater Kansas City Area for all their home buying and refinancing needs.

Owner / Founder


Lance Richards
Senior Loan Officer

With more than ten years of experience in the mortgage loans business, First Fidelis Founder and Senior Loan Officer Lance Richards loves to help people buy homes! After graduating from Avila University and working as a Senior Loan Officer for several years, Lance developed his own business model and started First Fidelis in order to help provide solutions for home buyers all over Kansas City.

Besides closing your loan fast, Lance understands the challenges that home buyers face, and can often help close your loan if you’ve been turned down by a bank. Kansas City is his home, too, and he loves to help out his neighbors. Even if you’ve had credit problems in the past, Lance wants to help you get the loan you need to buy or refinance your home today!

Fill out an Application and Get Pre-Approved Today!