Principal and Interest: What Do These Terms Mean?

If you’re a first-time home buyer, it’s important to make sure you understand all terms of the loan so you know exactly what you’re signing up for. Two of these

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How Can I Avoid PMI Without Putting 20% Down on a Home?

With rental costs rising across America, home ownership is becoming more appealing. Whether you rent or make mortgage payments, you’ll have a monthly housing expense either way—why wouldn’t you want

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A Step-by-Step Guide to Buying Your First Home

One of the most rewarding yet financially significant investments someone can make is buying your first home. Before making this huge decision, you need to know exactly what steps to

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What You Need to Know About the Automated 5-Day HELOC Program

A Home Equity Line of Credit, commonly referred to as HELOC, is a type of loan that allows homeowners to borrow against the equity of their homes. First Fidelis is

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What Does the Mortgage Loan Pre-Approval Process Look Like?

It is no secret that applying for a mortgage loan can be overwhelming. Whether you are worried about your credit score not being high enough or about interest rates, our

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6 Reasons to Have a Home Inspection Done Before Buying a House

One of the most pivotal parts of the home buying process is ensuring an inspection is done before closing. There are many reasons to get a home inspection before buying

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Is the Fed Raising Interest Rates in Q1 2023?

On January 1, 2023, the Internal Revenue Service (IRS) raised interest rates. While these initial rate increases were announced in November, there are additional rate increases that are expected to

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What to Know About the 0% Down Conventional TPO DPA Product

Homeownership is a dream for many, but it can also be a challenge if you don’t have the right financials in place. Fortunately, there are many Down Payment Assistance (DPA)

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8 Tips for Buying a House When You Are Moving Out of State

If you’re planning on moving out of state, buying your future home from afar can be stressful. While modern technology makes it easier to research homes for sale in other

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When Is the Best Time to Refinance My Home?

Refinancing a home loan is a great way for homeowners to save money, especially if they want to shorten their loan term, obtain a lower interest rate, or even fund

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