Debt-to-Income Ratio: Everything You Need to Know About How It Affects Your Home Loan

When it comes to buying a home, there is a lot of confusing jargon. This is true even if you aren’t a first-time homebuyer. One thing people will often hear

Share
Coronavirus and Real Estate: Will Lower Rates Encourage Home Buying?

As parts of the nation shut down restaurants, schools, and other entertainment and retail businesses, people who are browsing the market for a new home have noticed that interest rates

Share
How to Choose the Best Mortgage for You

The home buying process is incredibly complicated. Many buyers find choosing the correct type of mortgage to be a big challenge. With so many different types of mortgages with different

Share
What You Need to Know About Closing on a Home

Purchasing a home is an exciting time, but the process can be extremely complicated. Many first-time home buyers are lost when it comes to the ins and outs of the

Share
7 Fees Other Mortgage Lenders Aren’t Telling You About

There is a lot of money being exchanged during the home buying process. In fact, sometimes there are so many different fees and payments that it is hard to keep

Share
How to Get a Mortgage Loan When You Have Bad Credit

Having bad credit can make a lot of things extremely difficult—especially getting a loan. When it comes to mortgage loans, many want-to-be homeowners with bad credit feel like they will

Share
Tips for First-Time Home Buyers

Buying a home for the first time is very exciting. However, no matter how exciting it is, many first-time home buyers feel extremely overwhelmed. Not only is the process time-consuming

Share
Can You Really Change Your Mortgage Lender Before Closing?

Many people see the home-buying process as something that, once it has begun, is unalterable. This can lead people to feel as though they are trapped. Fortunately, this simply isn’t true. As

Share
Can You Switch Mortgage Lenders Before Closing on a Home?

The mortgage lending process is complicated, and for many home buyers, it seems like once you land on a mortgage lender, you are stuck. While it can be challenging to

Share
Top 3 Things to Look for When Looking at Your Next Home Loan

At First Fidelis, we strive to get every customer the home loan that is the best for their needs. We know that it can be challenging to figure out if

Share